A category which lists all actions which give out this kind of item. See Category: Mark of Credit A women wears a shirt that reads 'Dumb & Dumber' while Democratic presidential candidate. John Kerry Campaigns In Ohio. Credit: Mark Wilson  Harrison Ford poses for a portrait at the Park Hyatt on December 9, 2015 in Get premium, high resolution news photos at Getty Images.

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Jun 4, 2013 A derogatory mark is essentially a long-lasting negative record on your credit report. These marks will likely hurt your ability to qualify for credit